Zoho Books
Online accounting with a free plan and six paid plans that grow with the business.
What Zoho Books does
Zoho Books is online accounting software from Zoho, a company known for its large family of business apps. It handles invoices, expenses, bank matching and reports.
It has a free plan for businesses with revenue under $50K a year, and then five paid plans, from Standard to Ultimate, that add things like inventory, projects, budgets and advanced analytics.
It fits best if you already use other Zoho apps, because they connect easily.
Setup and learning curve
A small business can send a first invoice in a day. Setting up inventory, projects and bank feeds usually takes a few days to a couple of weeks.
Zoho Books pricing
Free
- 1 user plus 1 accountant
- 1,000 invoices and 1,000 bills or expenses a year
- Bank reconciliation and recurring invoices
- 1099 tracking and 50+ reports
Standard
- 3 users, 5,000 invoices a year
- Bank feeds and progress invoicing
- Sales and use tax tracking
- API access
Professional
- 5 users, 10,000 invoices a year
- Multi-currency, inventory and purchase orders
- Project profitability and approvals
Premium
- 10 users, 25,000 invoices a year
- Budgets and cash flow forecasting
- Fixed assets and vendor portal
Elite
- 10 users, 100,000 invoices a year
- Advanced inventory with warehouses
- Shopify and online sales channel
Ultimate
- 15 users
- Advanced analytics and KPI tracking
- Embeddable reports
Prices are per organisation per month, not per user. Paying yearly is cheaper than paying monthly on every paid plan.
The free plan is available for as long as annual revenue stays under the $50K limit.
Higher plans raise limits on users, invoices, scheduled reports and receipt scans.
Currency: Prices are shown in US dollars, excluding local taxes. The currency code is not named on the page.
Source: Zoho Books pricing page (Vendor page), checked 16 Oct 2026.
Is there a free plan?
Yes. Yes. The free plan has no end date while your yearly revenue stays under $50K. It covers 1 user plus 1 accountant.
The free plan allows 1,000 invoices and 1,000 bills or expenses a year, 5 scheduled reports and 50 receipt scans a month. Bank feeds start on Standard.
Key features
Zoho Books integrations
Zoho Books connects closely with other Zoho apps. It also supports Shopify on Elite and common payment tools. We did not count the total number of integrations.
Zoho apps and common payment and shop tools. Commonly used:
Who is Zoho Books best for?
Very small businesses that want free accounting and a clear path to bigger plans, especially if they use other Zoho apps
Freelancers to mid-size businesses
Small businesses, freelancers, services, retail, online sellers
Choose Zoho Books if…
- You want free accounting to start
- You already use Zoho apps
- You want pricing per business, not per user
Look elsewhere if…
- Your revenue is above $50K and you want a free plan
- You rely on a long list of outside apps
- You need very deep industry accounting
Zoho Books pros and limitations
Pros
- A real free plan for very small businesses
- Price is per business, not per user
- Clear ladder of six plans
- 14-day trial of paid features
- Connects well with other Zoho apps
Limitations
- Free plan stops fitting above $50K revenue
- Many plans can be confusing
- Bank feeds start on Standard
- Fewer outside add-ons than the biggest rivals
- Advanced features sit on the dearer plans
How teams use Zoho Books
Pricing comparison: Zoho Books and similar tools
| Tool | Free plan | Paid from | Trial | Price source |
|---|---|---|---|---|
| Zoho Books | Yes | $15 /mo (Standard, billed yearly) | Yes | Company page |
Prices show in your local currency where a company lists them. Tools without a local price stay in USD, so do not compare those rows number for number.
Entry prices are for the cheapest paid plan and use each company's own billing basis (annual or monthly, local currency), so compare them as a guide, not a quote.
Zoho Books user reviews
We only publish reviews from signed-in users with a real profile. We never write or buy reviews. If you use Zoho Books, be the first to share how it works for you.
Sign in to reviewZoho Books FAQ
Is Zoho Books free?
Yes, while your annual revenue is under $50K. It covers 1 user plus 1 accountant, with 1,000 invoices and 1,000 bills or expenses a year.
How much does Zoho Books cost?
On our check date, paid plans billed yearly were $15 for Standard, $40 for Professional, $60 for Premium, $120 for Elite and $240 for Ultimate per organisation a month. Monthly billing costs more.
Is Zoho Books good for small business?
Yes. The free plan and low entry prices suit very small businesses.
Does Zoho Books have a free trial?
Yes. The page offers 14 days to try the product for free.
Zoho Books or Xero?
Zoho Books has a free plan and lower entry prices and fits Zoho users. Xero has a bigger app marketplace and no free plan.
Last updated: 16 Oct 2026. Spotted a mistake? See how we handle corrections.